Kisan Credit Card Yojana 2024-25 : Farmers will get loan at lowest interest, see Accurate Details

[Agriculture Loan] Kisan Credit Card Scheme 2024 : KKC Loan Online Apply

Kisan Credit Card Yojana 2024-25 Aims to support the farmers of India, who are major contributors to the country's growth & progress. The Govt. recognizes the hard work of farmers who are responsible for feeding the nation & wants to provide them financial support and benefits. Both the central and state Govt. have implemented various programs from time to time to improve the livelihood of farmers.

Kisan credit card yojana 2024 25 : list Kisan credit card yojana 2024 25 apply online Kisan credit card yojana 2024 25 amount किसान क्रेडिट कार्ड का पैसा माफ होगा या नहीं 2024 kcc के नियम केसीसी ऋण की ब्याज कैलकुलेटर kcc loan online apply किसान क्रेडिट कार्ड योजना in up

Kisan Credit Card Scheme 2024 / Overview

Scheme Name :- Kisan Credit Card Yojana 2024
State :- All states of India
Beneficiary :- Eligible Farmers
Objective :- To provide financial facilities to farmers
Mode of Application :- Online and Offline

Main Purpose of KKC Loan Scheme 2024-25

Farmers will get a loan of 1 lakh 60 thousand rupees under the Kisan Credit Card Yojana. With this loan, farmers will be able to invest in their agriculture. Farmers can use this Yojana to take care of their crops. Farmers will also get an opportunity to get crop insurance. Cattle breeders and fishermen have also been included in this Yojana. Apply online by visiting the official Portal . With a 4% interest rate on the loan, farmers will benefit without guarantees. The objective of this Yojana is to provide financial support to farmers. Under this Yojana, farmers are given a loan of Rs.3 lakh from the Govt.. In which if farmers want to take this loan more than Rs.1 lakh then they have to mortgage their land. That means farmers get a total loan of Rs.3 lakh rupees but if they take loan more than 1 lakh then they have to mortgage their land is mandatory.

Where will farmers benefit from KKC Loan Yojana 2024-25?

KCC loans 2024-25 have low interest rates, making it easy for farmers to repay the loan without any burden.
Farmers can easily & easily avail credit facilities from banks with Kisan Credit Card.
The KCC card eliminates the need for multiple trips to the bank for loan disbursement & documentation, making the process convenient for farmers.
The card also works as an ATM card, allowing farmers to withdraw cash from ATMs for their daily transactions.
The Govt. has also made provisions for crop insurance, making it easier for farmers to protect their crops from damage caused by natural calamities.
Overall, Kisan Credit Card Scheme aims to improve the financial stability and livelihood of farmers, making it easier for them to meet their agricultural needs.
In KCC Yojana farmers get loan of Rs.1,60,000/-.
By getting this loan, farmers can improve their agriculture more and more.
Under this scheme, farmers can take loans for up to 3 years.

Kisan Credit Card Yojana 2024 Eligibility

Kisan beneficiary should be native of India.
The age of Kisan beneficiary should be between 18 Yrs to 75 years.
In this Yojana, if the age of the beneficiary is more than 60 years, he/she must be a co-applicant.
Kisan beneficiaries who own land will be eligible.
All farmers engaged in animal husbandry business.
Those who do fishing are also covered under this Yojana.
For this Yojana, the farmers who cultivate the land of others i.e. keep the land on rent will also be eligible for this Yojana.

Required Documents for Kisan Credit Card Loan

Aadhaar card.
electricity bill or driving license as identity card.
AN card.
required to own 7/12 and 8/a of land.
mobile number.
bank passbook.
2 passport size photographs.

Objectives of Kisan Credit Card

To provide financial Sahay to farmers for their agricultural required
To assistants farmers get free from moneylenders and get loans from banks at low interest rates
To ensure that farmers have the required funds for sowing, harvesting, purchasing seeds & other farming activities
To improve the financial stability of farmers.
However, despite the success of the scheme, some farmers may still face challenges such as corruption and inefficiency in the loan disbursement Method.

How much interest will be calculated on Kisan Credit Card?

Through Kisan Credit Card yojana, farmers can take short-term loans up to Rs.3 lakh in 5 years. Farmers get loans at 9%, but the Govt. subsidizes them at 2%. In this sense, the interest rate on it was 7% . But if the farmer repays the loan on time, the Govt, gives him an additional 3% rebate. In this way only 4% interest has to be paid on the loan.

Kisan Credit Card Online Application Process

Under Kisan Credit Card 2024-25, you can online online in two ways,
First you can apply online by visiting the official portal of the bank,
Second you can apply online by visiting the official portal of PM Kisan

Useful links

Official website :- Click here
Homepage :- Click here

Mega_Menu

Kisan Credit Card Yojana 2024-25 : Farmers will get loan at lowest interest, see Accurate Details